Anthem’s Essential Choice PPO Platinum is our top pick because of its ample benefits. The Platinum plan also pays a higher percentage of dental costs compared to many competitors. We also rate Anthem’s Essential Choice PPO Gold and Silver plans highly if you’re looking for an option with lower premiums, though they provide lower coverage than the Platinum plan.
High annual maximum payout of $2,000 per person.
Preventive care covered at 100% without a waiting period.
Basic care covered at 80%.
Major care (such as oral surgery and crowns) covered at 50%.
Implants and dentures covered at 50% after a six-month waiting period.
Includes orthodontia (braces) coverage for children through age 18 at 50% and a $150 lifetime deductible for orthodontics ($1,000 lifetime maximum benefit).
Source: Best Dental Insurance Companies Of 2025 / Forbes